“David provided a comprehensive range loan products for our consideration and helped us get the best financing for our needs.  The entire process was smooth and transparent, with a focus on value and on an easy escrow.  David’s team was professional and responsive.  Highly recommended.”

Max and Cheryl Cambras


Thank you David so much for great job with our loan. The great thing that I felt that I can always call and ask you for anything regard real estate, loans, mortgage. From now on you are the only one I will go to in this regard. This is because we came to you after going to number of loan agents who told us that there is NO WAY we can be approved. Once I talked to you, I put an offer with no loan contingency and 25 days escrow. I trusted you that much and I was right. The offer was accepted, the loan went through smoothly( just like you told me) and we closed escrow right in time ( just like you promised me).

I don’t want to forget to say that you have great staff and you all were very kind with me asking all kind questions although you made sure to explain every step before hand.

Thank you again and I’m sure I will always be in touch,

Mona & Michael Nelson


David came to us as a recommendation through a realtor friend. And we were lucky to
find him. He didn’t stop working for us for the year and various escrows and
offers we went through. He is honest, thoughtful, diligent and knows the market
– which is what you want in this changing market! We recommended David. If in
any doubt….Ask David!

Jake and Tracy Kennedy




David and his team were a pleasure to work with in refinancing my home. I locked in at a great rate, and will pay less per month and over the lifetime of the loan. My last refi with a major bank dragged out for several months, documents were lost, and I had to send and resend documents on short notice. This experience was the complete opposite – David explained the process and costs at the outset, and things went smoothly and quickly. Thank you, David! “

– Aneta  (Los Angeles)



I appreciate all of your help with the refinance of my loan. Your professionalism and assistance has been invaluable in closing the loan and obtaining this low rate. I plan on referring all of my clients who need the services of a mortgage broker directly to you. Thank you again for all of the great work.

– Mitch (Malibu)


image003“David Garrett was my loan agent when I initially bought my home. He did such a great job that I used him both times I refinanced my home loan. He always went way above and beyond the call of duty to get me a good rate, and he was always available to answer any questions I had throughout the process. I recommend him highly.”

– Dan  (Los Angeles)




“David was great! Probably would not have gotten our house without his efforts”

– Allan and Sally (Topanga)





“David was wonderful to work with.  He made our home buying process easier”

– Steph and Amber (West Hills)




“I recommend David Garret and his staff to anyone seeking a mortgage loan or refinance – including all my friends and family members. Besides being efficient, professional and friendly, they accomplish the impossible! David guided us through every step of a complicated loan process, even when he was on vacation. Because of his help, we were able to get a pre-approval letter, buy the home we wanted, and obtain a great loan for our home purchase and again this year for our refinance.”

– Larry & Paula (Sherman Oaks)



It is over a year now since I moved from Malibu to Camarillo Village, and I able to report that it has been one of the most fortunate initiatives of my life. It has to do with age and interests, and your good assistance and advice certainly contributed. They made the financial factors go very smoothly. And Camarillo Leisure Village has a lot to offer – swimming, golf, a multitude of walks, and an excellent recreation center.
Most importantly though, many thanks for your help and advice. They contributed hugely.
– Peter (Camarillo)


Brown“David Garrett has done two loans for me in the past several years.  He’s smart, completely honest, competent, and always helpful.  He knows how to find the lowest rate and makes sure you get it.  He follows up closely, stays on top of the paperwork, and makes it easy for you to deal with it.  I’d never go to anyone else to take care of my mortgage needs.  He’s the best in the business.”

– Celia (Topanga)



“It’s very rare to find a lender as genuine as David Garrett.  Not only is he easily reachable, responsive, informative, trust worthy & approachable, David cares greatly about the high level of personal service he provides.  The entire loan process was very smooth, fast & each step was well communicated.  David is equally a great resource when evaluating the initial affordability of a property whether for a primary home, second home or investment property.   It is for these reasons & more that I highly recommed anyone in need of a loan or refinance to contact David.”

– Todd (Santa Monica)


DowDavid has set up my last two loans, the recent one being a refinance.  I’ve tried to do this stuff before  and it’s always a pain in the ass (you can revise if you choose).  But working with David is a piece of cake.  He knows his stuff, is very efficient and takes the hassle out of the process.  I’ll never go anywhere else, I’ll tell you that!!!

-Tony Dow (Topanga)


securedownload“David Garrett makes refinancing so easy and hassle free.  I have used his outstanding services three times.  On each occasion, he has gotten me the very best rate possible.  He is honest, always available and genuinely concerned about his clients.  His personal touch is invaluable.  He is the best!”

-Carol (Santa Monica)


image003 (1)“David is amazing. He takes you through the loan process step by step and makes one of the most stressful things, buying or refinancing a home, easy. I highly recommend him and would never work with anyone else.”
– Elaine (Woodland Hills)

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